GroBeta

Now in beta

Set a goal. Gro builds the plan to get there.

Tell Gro what you're saving for, in your own words. It builds portfolios for that goal, shows your chance of reaching it and invests through your Trading 212 account when you say yes.

  • Invests through your Trading 212 account
  • Every trade waits for your yes
  • Cancel any time
Gro's Progress screen: a house goal with a 78% chance of reaching £60,000 by March 2034

How it works

From goal to growing, in three steps.

No spreadsheets and no jargon. Just your goal, and a clear way to reach it.

  1. 01

    Tell Gro your goal

    A house deposit, a dream trip, retiring early. Say it the way you'd say it to a friend, and Gro turns it into a target, a date and a monthly amount.

  2. 02

    Pick your portfolio

    Gro builds three portfolios for your goal, from steadier to more growth, and shows the chance each one gives you. You choose the one that feels right.

  3. 03

    Invest and watch it grow

    Place every trade with one confirm in your Trading 212 account. Then follow your goal on one simple screen, and invest a little each month if you like.

See it in action

Simple from the very first message.

Here's what setting a goal with Gro looks like, start to finish.

  1. 1/5

    Chat your goal into shape

    Gro asks for anything missing and checks the maths as you go, so you know your goal is realistic before you set it.

    Gro's goal chat: a £30,000 house deposit by November 2031, needing about 3.1% a year
  2. 2/5

    See your chance of getting there

    One clear number shows how likely you are to reach your goal, worked out from thousands of possible futures and kept up to date as markets move.

    A goal card showing a 78% chance of reaching £60,000 by March 2034
  3. 3/5

    Choose from three portfolios

    Steadier, balanced or more growth. Each one shows its chance, its typical ups and downs and exactly what it holds, so the choice is always yours.

    Three portfolios to choose from, each with its chance and holdings
  4. 4/5

    Place every trade in one go

    Gro works out what to buy in your Trading 212 account. Look it over, tick once, and every order is on its way.

    The trades to place at Trading 212, with one tick to send them all
  5. 5/5

    Watch your goal grow

    See where your money could be by your date and how far ahead of the path you are. Gro lets you know when something needs a look.

    Charts of where the goal could be by March 2034, and how far towards the target it is

What you get

Everything you need to reach your goal. Nothing you don't.

  • Goals in plain English

    Type it like a message. Gro does the maths and tells you straight away if it's realistic.

  • Your chance, always fresh

    See how likely you are to reach each goal, after tax if you want it.

  • Portfolios built for your goal

    Funds, ETFs and shares chosen around your date and how much ups and downs suit you.

  • One-tap trades

    Every order goes through your own Trading 212 account, with your OK.

  • Monthly investing

    Put money in each week or month. Gro can ask you first, or place it for you.

  • Back on track, fast

    When your portfolio drifts from its plan, Gro shows the trades to bring it back.

Anywhere

Your goals, on your phone and your laptop.

Gro works in any browser. Check in on the bus, plan on the sofa, and pick up exactly where you left off.

Gro's Progress screen on a laptop, with a goal's chance and charts

Pricing

Less than a coffee a week to start.

Every plan includes goal planning, your chance of success and one-tap trades through Trading 212.

  • Beginner

    Your first goal, off to a flying start.

    £4.99/month

    Billed monthly. Cancel any time.

    Start with Beginner
    • 1 goal
    • Funds and ETFs
    • Up to 50 holdings
    • 1 new portfolio a day
    • Your chance of success
    • One-tap trades through Trading 212
  • Pro

    Every tool, for every goal.

    £20/month

    Billed monthly. Cancel any time.

    Start with Pro
    • 3 goals
    • Everything in Intermediate
    • Up to 150 holdings
    • 3 new portfolios a day
    • 1,000 chance updates a month
    • News insights and summaries

Compare plans

Market news

What's moving the markets today.

See all the news
  • RCL

    Royal Caribbean Group (NYSE: RCL) Price Target Raised by BofA Securities

    BofA Securities raised its price target for Royal Caribbean Group to $365. Royal Caribbean Group aims for adjusted earnings per share in the $20 range by 2027. The company reported strong booking volumes and expects 4.5% capacity growth next year. Royal Caribbean Group (NYSE: RCL) operates cruise…

    Tony Dante

  • VWDRY

    Vestas Wind Systems (OTC: VWDRY) Reports Q3 2026 Earnings Below Estimates

    Vestas Wind Systems (OTC: VWDRY) reported Q3 2026 earnings per share of $0.13 and revenue of $6.34 billion, both falling short of analyst estimates. The company's profitability was negatively affected by weak volume and a broken turbine blade. Following the earnings miss, shares declined, and…

    Rayan Ahmad

Questions, answered.

How does Gro build my portfolio?

From your goal: how much, by when and how you feel about ups and downs. Gro tests thousands of possible futures, builds portfolios that fit, and shows you the chance each one gives. You always choose.

Does Gro hold my money?

No. Your money and investments stay in your own Trading 212 account. Gro connects securely through SnapTrade and never sees your password.

Will Gro trade without me?

Only if you ask it to. Every trade waits for your OK, unless you switch on monthly investing and choose to let Gro place it for you.

Which brokers can I use?

Trading 212 today, with more on the way.

Can I cancel?

Yes, any time, from Settings. Cancel within 14 days of your first payment and we'll refund it in full.

What does beta mean?

Gro is new and growing fast. Everything you see works today, and we add to it every week. Members vote on what we build next, right inside the app.

Your goal is closer than you think.

Set it up in a few minutes and see your chance of reaching it today.

Set your first goal